YEARLY HIGH
5.1209 ZAR
YEARLY LOW
3.7345 ZAR
YEARLY AVERAGE
4.3880 ZAR

2020 SAR to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 5.1209. Conversely, the yearly low was recorded on January 1, dropping to 3.7345.

This high-to-low spread represents a total annual volatility of 1.3864 ZAR. From a start-to-finish perspective, comparing the January average rate of 3.8401 to the December average rate of 3.9639, the exchange rate registered a net change of 3.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.1209 was up 24.21% compared to the 2019 peak of 4.1227, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 25,605 ZAR
2019 Average 19,264 ZAR
Yearly Trough Low 18,673 ZAR
Transaction Impact: A difference of 6,932.17 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.0647
3.7288
JanuMarcMayJulySeptNove

SAR to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.4418, compared to 4.3341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1077 points.

H1 Avg (Jan–Jun) 4.4418
H2 Avg (Jul–Dec) 4.3341

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.7004 ZAR (High: 4.7686 / Low: 4.0682). On the other end, October was the most stable month, with a tight range of 0.1381 ZAR (High: 4.4580 / Low: 4.3199).

March Spread (Volatile) ±0.7004
October Spread (Stable) ±0.1381

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2719 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2719

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 4.9534) against the same month in 2019 (average: 3.7716), the exchange rate shifted by +1.1817 (+31.33%).

2020 Avg (April) 4.9534
2019 Avg (April) 3.7716

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.0000 3.7345 3.8401
February 4.1766 3.9337 4.0132
March 4.7686 4.0682 4.4469
April 5.1209 4.7923 4.9534
May 5.0366 4.6210 4.8347
June 4.6459 4.4037 4.5628
July 4.5776 4.3743 4.4702
August 4.7174 4.4189 4.5916
September 4.5730 4.3105 4.4584
October 4.4580 4.3199 4.3820
November 4.3401 4.0351 4.1386
December 4.0766 3.8735 3.9639