2020 SBD to GEL Historical Review

YEARLY HIGH

0.4221 GEL

YEARLY LOW

0.3267 GEL

YEARLY AVERAGE

0.3784 GEL

2020 SBD to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on November 5, valuing the pair at 0.4221. Conversely, the yearly low was recorded on March 3, dropping to 0.3267.

This high-to-low spread represents a total annual volatility of 0.0954 GEL. From a start-to-finish perspective, comparing the January average rate of 0.3475 to the December average rate of 0.4096, the exchange rate registered a net change of 17.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4221 was up 16.05% compared to the 2019 peak of 0.3637, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 2,111 GEL

2019 Average 1,717 GEL

Yearly Trough Low 1,633 GEL

Transaction Impact: A difference of 477.15 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4178

0.3378

JanuMarcMayJulySeptNove

SBD to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3650, compared to 0.3917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0266 points.

H1 Avg (Jan–Jun) 0.3650

H2 Avg (Jul–Dec) 0.3917

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0923 GEL (High: 0.4190 / Low: 0.3267). On the other end, August was the most stable month, with a tight range of 0.0025 GEL (High: 0.3760 / Low: 0.3735).

March Spread (Volatile) ±0.0923

August Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0184 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0184

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 0.4111) against the same month in 2019 (average: 0.3587), the exchange rate shifted by +0.0524 (+14.61%).

2020 Avg (November) 0.4111

2019 Avg (November) 0.3587

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3525	0.3438	0.3475
February	0.3495	0.3362	0.3445
March	0.4190	0.3267	0.3644
April	0.3958	0.3781	0.3829
May	0.3895	0.3804	0.3847
June	0.3826	0.3528	0.3664
July	0.3756	0.3662	0.3693
August	0.3760	0.3735	0.3744
September	0.4110	0.3727	0.3886
October	0.4027	0.3931	0.3971
November	0.4221	0.4015	0.4111
December	0.4132	0.4066	0.4096