2020 SBD to GMD Historical Review

YEARLY HIGH

6.4702 GMD

YEARLY LOW

5.9718 GMD

YEARLY AVERAGE

6.2542 GMD

2020 SBD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 6.4702. Conversely, the yearly low was recorded on March 3, dropping to 5.9718.

This high-to-low spread represents a total annual volatility of 0.4985 GMD. From a start-to-finish perspective, comparing the January average rate of 6.1795 to the December average rate of 6.4361, the exchange rate registered a net change of 4.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 6.4702 was up 2.78% compared to the 2019 peak of 6.2949, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 32,351 GMD

2019 Average 30,545 GMD

Yearly Trough Low 29,859 GMD

Transaction Impact: A difference of 2,492.28 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.4663

6.1049

JanuMarcMayJulySeptNove

SBD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.1672, compared to 6.3412 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1740 points.

H1 Avg (Jan–Jun) 6.1672

H2 Avg (Jul–Dec) 6.3412

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2119 GMD (High: 6.1837 / Low: 5.9718). On the other end, August was the most stable month, with a tight range of 0.0387 GMD (High: 6.3057 / Low: 6.2670).

March Spread (Volatile) ±0.2119

August Spread (Stable) ±0.0387

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0322 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0322

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 6.4361) against the same month in 2019 (average: 6.1967), the exchange rate shifted by +0.2395 (+3.86%).

2020 Avg (December) 6.4361

2019 Avg (December) 6.1967

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.2646	6.1559	6.1795
February	6.2051	6.1604	6.1827
March	6.1837	5.9718	6.1505
April	6.1587	6.1042	6.1350
May	6.1901	6.1442	6.1683
June	6.2074	6.1642	6.1872
July	6.2880	6.1609	6.2198
August	6.3057	6.2670	6.2763
September	6.3636	6.2670	6.3282
October	6.4053	6.3367	6.3722
November	6.4671	6.3874	6.4143
December	6.4702	6.4065	6.4361