2012 SBD to JMD Historical Review

YEARLY HIGH

13.0484 JMD

YEARLY LOW

11.2919 JMD

YEARLY AVERAGE

12.3935 JMD

2012 SBD to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SBD to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 13.0484. Conversely, the yearly low was recorded on January 1, dropping to 11.2919.

This high-to-low spread represents a total annual volatility of 1.7564 JMD. From a start-to-finish perspective, comparing the January average rate of 11.7461 to the December average rate of 12.9564, the exchange rate registered a net change of 10.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 13.0484 was up 11.29% compared to the 2011 peak of 11.7247, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 65,242 JMD

2011 Average 56,446 JMD

Yearly Trough Low 56,460 JMD

Transaction Impact: A difference of 8,782.20 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

13.0774

11.6250

JanuMarcMayJulySeptNove

SBD to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.1355, compared to 12.6516 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5160 points.

H1 Avg (Jan–Jun) 12.1355

H2 Avg (Jul–Dec) 12.6516

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.8866 JMD (High: 12.1785 / Low: 11.2919). On the other end, August was the most stable month, with a tight range of 0.0986 JMD (High: 12.6445 / Low: 12.5459).

January Spread (Volatile) ±0.8866

August Spread (Stable) ±0.0986

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.1835 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1835

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 12.9564) against the same month in 2011 (average: 11.2962), the exchange rate shifted by +1.6602 (+14.70%).

2012 Avg (December) 12.9564

2011 Avg (December) 11.2962

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.1785	11.2919	11.7461
February	12.3693	12.1166	12.2415
March	12.2130	12.0542	12.1285
April	12.2130	12.0919	12.1543
May	12.2101	11.8427	12.0165
June	12.6842	12.2134	12.5262
July	12.6093	12.0115	12.3427
August	12.6445	12.5459	12.6122
September	12.6541	12.4873	12.5959
October	12.7778	12.3791	12.6257
November	12.8732	12.6539	12.7765
December	13.0484	12.7464	12.9564