2020 SBD to NGN Historical Review

YEARLY HIGH

49.1558 NGN

YEARLY LOW

42.8136 NGN

YEARLY AVERAGE

46.1975 NGN

2020 SBD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 49.1558. Conversely, the yearly low was recorded on March 3, dropping to 42.8136.

This high-to-low spread represents a total annual volatility of 6.3421 NGN. From a start-to-finish perspective, comparing the January average rate of 43.7403 to the December average rate of 47.7347, the exchange rate registered a net change of 9.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 49.1558 was up 8.19% compared to the 2019 peak of 45.4349, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 245,779 NGN

2019 Average 219,556 NGN

Yearly Trough Low 214,068 NGN

Transaction Impact: A difference of 31,710.74 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

48.1342

43.3409

JanuMarcMayJulySeptNove

SBD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 45.3546, compared to 47.0404 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6859 points.

H1 Avg (Jan–Jun) 45.3546

H2 Avg (Jul–Dec) 47.0404

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.5730 NGN (High: 47.3866 / Low: 42.8136). On the other end, June was the most stable month, with a tight range of 0.2242 NGN (High: 46.5574 / Low: 46.3332).

March Spread (Volatile) ±4.5730

June Spread (Stable) ±0.2242

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2823 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.2823

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 47.7347) against the same month in 2019 (average: 43.7731), the exchange rate shifted by +3.9616 (+9.05%).

2020 Avg (December) 47.7347

2019 Avg (December) 43.7731

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	44.3474	43.5142	43.7403
February	44.3117	43.7833	44.1060
March	47.3866	42.8136	44.7809
April	47.0223	44.1961	46.3015
May	47.1699	46.1724	46.7404
June	46.5574	46.3332	46.4582
July	47.0847	46.2643	46.5849
August	47.0346	45.8465	46.6584
September	47.5272	46.5300	46.9008
October	47.4477	46.6214	47.0355
November	47.9018	46.9023	47.3281
December	49.1558	47.1219	47.7347