2020 SBD to PHP Historical Review

YEARLY HIGH

6.2591 PHP

YEARLY LOW

5.8459 PHP

YEARLY AVERAGE

6.0260 PHP

2020 SBD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 6.2591. Conversely, the yearly low was recorded on August 30, dropping to 5.8459.

This high-to-low spread represents a total annual volatility of 0.4132 PHP. From a start-to-finish perspective, comparing the January average rate of 6.1377 to the December average rate of 5.9791, the exchange rate registered a net change of -2.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 6.2591 was down 5.24% compared to the 2019 peak of 6.6053, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 31,295 PHP

2019 Average 31,569 PHP

Yearly Trough Low 29,230 PHP

Transaction Impact: A difference of 2,065.77 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

6.1804

5.8831

JanuMarcMayJulySeptNove

SBD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.1013, compared to 5.9507 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1506 points.

H1 Avg (Jan–Jun) 6.1013

H2 Avg (Jul–Dec) 5.9507

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3074 PHP (High: 6.2591 / Low: 5.9517). On the other end, February was the most stable month, with a tight range of 0.0584 PHP (High: 6.1786 / Low: 6.1201).

March Spread (Volatile) ±0.3074

February Spread (Stable) ±0.0584

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0665 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0665

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 6.1498) against the same month in 2019 (average: 6.4600), the exchange rate shifted by -0.3103 (-4.80%).

2020 Avg (March) 6.1498

2019 Avg (March) 6.4600

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.2399	6.0917	6.1377
February	6.1786	6.1201	6.1556
March	6.2591	5.9517	6.1498
April	6.1497	6.0390	6.0942
May	6.1296	6.0177	6.0686
June	6.0522	5.9492	6.0021
July	5.9652	5.9048	5.9377
August	5.9700	5.8459	5.9078
September	5.9749	5.8776	5.9308
October	6.0247	5.9273	5.9714
November	6.0349	5.9371	5.9773
December	6.0038	5.9402	5.9791