2020 SBD to PKR Historical Review

YEARLY HIGH

20.5308 PKR

YEARLY LOW

18.0500 PKR

YEARLY AVERAGE

19.6595 PKR

2020 SBD to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 8, valuing the pair at 20.5308. Conversely, the yearly low was recorded on March 3, dropping to 18.0500.

This high-to-low spread represents a total annual volatility of 2.4808 PKR. From a start-to-finish perspective, comparing the January average rate of 18.6824 to the December average rate of 19.9310, the exchange rate registered a net change of 6.68% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 20.5308 was up 3.33% compared to the 2019 peak of 19.8693, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 102,654 PKR

2019 Average 91,560 PKR

Yearly Trough Low 90,250 PKR

Transaction Impact: A difference of 12,403.85 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.5286

18.5146

JanuMarcMayJulySeptNove

SBD to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.2398, compared to 20.0792 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8395 points.

H1 Avg (Jan–Jun) 19.2398

H2 Avg (Jul–Dec) 20.0792

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.0842 PKR (High: 20.1342 / Low: 18.0500). On the other end, February was the most stable month, with a tight range of 0.1075 PKR (High: 18.7638 / Low: 18.6563).

March Spread (Volatile) ±2.0842

February Spread (Stable) ±0.1075

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5415 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5415

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 20.3608) against the same month in 2019 (average: 19.4867), the exchange rate shifted by +0.8741 (+4.49%).

2020 Avg (August) 20.3608

2019 Avg (August) 19.4867

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.9532	18.5564	18.6824
February	18.7638	18.6563	18.7053
March	20.1342	18.0500	19.1240
April	20.1846	19.1887	19.8039
May	19.5305	19.0889	19.2624
June	20.1724	19.5231	19.8606
July	20.3112	19.9274	20.0964
August	20.5308	20.0210	20.3608
September	20.4613	20.0080	20.2948
October	20.2948	19.7734	20.0487
November	20.1180	19.5215	19.7437
December	20.0709	19.8219	19.9310