2025 SBD to PLN Historical Review

YEARLY HIGH

0.4966 PLN

YEARLY LOW

0.4316 PLN

YEARLY AVERAGE

0.4522 PLN

2025 SBD to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SBD to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.4966. Conversely, the yearly low was recorded on July 1, dropping to 0.4316.

This high-to-low spread represents a total annual volatility of 0.0650 PLN. From a start-to-finish perspective, comparing the January average rate of 0.4868 to the December average rate of 0.4403, the exchange rate registered a net change of -9.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4966 was down 9.18% compared to the 2024 peak of 0.5468, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 2,483 PLN

2024 Average 2,364 PLN

Yearly Trough Low 2,158 PLN

Transaction Impact: A difference of 324.80 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4916

0.4334

JanuMarcMayJulySeptNove

SBD to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4623, compared to 0.4421 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0202 points.

H1 Avg (Jan–Jun) 0.4623

H2 Avg (Jul–Dec) 0.4421

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0278 PLN (High: 0.4731 / Low: 0.4454). On the other end, December was the most stable month, with a tight range of 0.0059 PLN (High: 0.4431 / Low: 0.4372).

April Spread (Volatile) ±0.0278

December Spread (Stable) ±0.0059

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0150 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0150

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.4868) against the same month in 2024 (average: 0.4774), the exchange rate shifted by +0.0094 (+1.98%).

2025 Avg (January) 0.4868

2024 Avg (January) 0.4774

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4966	0.4758	0.4868
February	0.4874	0.4674	0.4753
March	0.4794	0.4544	0.4603
April	0.4731	0.4454	0.4558
May	0.4585	0.4462	0.4523
June	0.4507	0.4319	0.4432
July	0.4542	0.4316	0.4382
August	0.4484	0.4416	0.4444
September	0.4454	0.4357	0.4415
October	0.4477	0.4392	0.4432
November	0.4507	0.4413	0.4452
December	0.4431	0.4372	0.4403