2020 SBD to RWF Historical Review

YEARLY HIGH

123.8199 RWF

YEARLY LOW

110.7275 RWF

YEARLY AVERAGE

116.3099 RWF

2020 SBD to RWF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to RWF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 123.8199. Conversely, the yearly low was recorded on March 3, dropping to 110.7275.

This high-to-low spread represents a total annual volatility of 13.0925 RWF. From a start-to-finish perspective, comparing the January average rate of 113.9216 to the December average rate of 122.8113, the exchange rate registered a net change of 7.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 123.8199 was up 8.46% compared to the 2019 peak of 114.1661, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 619,100 RWF

2019 Average 555,760 RWF

Yearly Trough Low 553,637 RWF

Transaction Impact: A difference of 65,462.40 RWF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

123.8004

111.9310

JanuMarcMayJulySeptNove

SBD to RWF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 113.7236, compared to 118.8962 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.1726 points.

H1 Avg (Jan–Jun) 113.7236

H2 Avg (Jul–Dec) 118.8962

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.1408 RWF (High: 115.8683 / Low: 110.7275). On the other end, August was the most stable month, with a tight range of 1.6082 RWF (High: 117.0198 / Low: 115.4116).

March Spread (Volatile) ±5.1408

August Spread (Stable) ±1.6082

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.6100 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.6100

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 122.8113) against the same month in 2019 (average: 112.8117), the exchange rate shifted by +9.9995 (+8.86%).

2020 Avg (December) 122.8113

2019 Avg (December) 112.8117

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	116.3467	112.5977	113.9216
February	115.6798	112.9261	114.0630
March	115.8683	110.7275	114.1016
April	114.3062	112.4297	113.4916
May	113.9569	111.8179	112.9201
June	114.5748	111.8050	113.8438
July	116.0566	113.7461	114.6330
August	117.0198	115.4116	116.5558
September	118.8635	115.2499	117.6646
October	121.1542	116.9388	119.8218
November	123.5528	120.3414	121.8905
December	123.8199	121.8122	122.8113