2020 SBD to XDR Historical Review

YEARLY HIGH

0.0897 XDR

YEARLY LOW

0.0849 XDR

YEARLY AVERAGE

0.0872 XDR

2020 SBD to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 0.0897. Conversely, the yearly low was recorded on March 3, dropping to 0.0849.

This high-to-low spread represents a total annual volatility of 0.0048 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0875 to the December average rate of 0.0864, the exchange rate registered a net change of -1.20% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0897 was down 0.22% compared to the 2019 peak of 0.0899, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 449 XDR

2019 Average 441 XDR

Yearly Trough Low 425 XDR

Transaction Impact: A difference of 24.06 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0887

0.0855

JanuMarcMayJulySeptNove

SBD to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0879, compared to 0.0866 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0879

H2 Avg (Jul–Dec) 0.0866

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0048 XDR (High: 0.0897 / Low: 0.0849). On the other end, April was the most stable month, with a tight range of 0.0005 XDR (High: 0.0885 / Low: 0.0880).

March Spread (Volatile) ±0.0048

April Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0011 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0880) against the same month in 2019 (average: 0.0882), the exchange rate shifted by -0.0002 (-0.17%).

2020 Avg (March) 0.0880

2019 Avg (March) 0.0882

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0888	0.0869	0.0875
February	0.0892	0.0879	0.0885
March	0.0897	0.0849	0.0880
April	0.0885	0.0880	0.0882
May	0.0889	0.0876	0.0881
June	0.0873	0.0865	0.0869
July	0.0872	0.0859	0.0865
August	0.0864	0.0852	0.0858
September	0.0875	0.0851	0.0866
October	0.0877	0.0866	0.0871
November	0.0878	0.0866	0.0872
December	0.0871	0.0859	0.0864