YEARLY HIGH
0.2940 SAR
YEARLY LOW
0.1729 SAR
YEARLY AVERAGE
0.2404 SAR

2021 SCR to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 8, valuing the pair at 0.2940. Conversely, the yearly low was recorded on January 10, dropping to 0.1729.

This high-to-low spread represents a total annual volatility of 0.1211 SAR. From a start-to-finish perspective, comparing the January average rate of 0.1767 to the December average rate of 0.2790, the exchange rate registered a net change of 57.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.2940 was down 1.54% compared to the 2020 peak of 0.2986, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 1,470 SAR
2020 Average 1,116 SAR
Yearly Trough Low 864 SAR
Transaction Impact: A difference of 605.48 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.2968
0.1658
JanuMarcMayJulySeptNove

SCR to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2070, compared to 0.2738 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0668 points.

H1 Avg (Jan–Jun) 0.2070
H2 Avg (Jul–Dec) 0.2738

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0892 SAR (High: 0.2695 / Low: 0.1803). On the other end, January was the most stable month, with a tight range of 0.0041 SAR (High: 0.1770 / Low: 0.1729).

April Spread (Volatile) ±0.0892
January Spread (Stable) ±0.0041

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0140 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0140

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.2790) against the same month in 2020 (average: 0.1770), the exchange rate shifted by +0.1020 (+57.65%).

2021 Avg (December) 0.2790
2020 Avg (December) 0.1770

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1770 0.1729 0.1767
February 0.1803 0.1744 0.1772
March 0.1840 0.1752 0.1772
April 0.2695 0.1803 0.2317
May 0.2542 0.2273 0.2383
June 0.2555 0.2273 0.2411
July 0.2784 0.2290 0.2542
August 0.2928 0.2442 0.2737
September 0.2931 0.2668 0.2859
October 0.2931 0.2510 0.2719
November 0.2933 0.2514 0.2781
December 0.2940 0.2504 0.2790