YEARLY HIGH
7.8361 XPF
YEARLY LOW
6.7014 XPF
YEARLY AVERAGE
7.4219 XPF

2026 SCR to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SCR to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 15, valuing the pair at 7.8361. Conversely, the yearly low was recorded on April 11, dropping to 6.7014.

This high-to-low spread represents a total annual volatility of 1.1347 XPF. From a start-to-finish perspective, comparing the January average rate of 7.2342 to the December average rate of 7.6339, the exchange rate registered a net change of 5.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 7.8361 was down 4.64% compared to the 2025 peak of 8.2173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 39,180 XPF
2025 Average 36,976 XPF
Yearly Trough Low 33,507 XPF
Transaction Impact: A difference of 5,673.32 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

7.7194
7.1028
JanuMarcMayJuly

SCR to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.3456, compared to 7.6509 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3054 points.

H1 Avg (Jan–Jun) 7.3456
H2 Avg (Jul–Dec) 7.6509

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.9981 XPF (High: 7.7088 / Low: 6.7107). On the other end, May was the most stable month, with a tight range of 0.1395 XPF (High: 7.5431 / Low: 7.4036).

February Spread (Volatile) ±0.9981
May Spread (Stable) ±0.1395

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1421 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1421

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 7.6680) against the same month in 2025 (average: 7.1704), the exchange rate shifted by +0.4977 (+6.94%).

2026 Avg (July) 7.6680
2025 Avg (July) 7.1704

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.6863 6.7290 7.2342
February 7.7088 6.7107 7.3083
March 7.6811 6.8182 7.2963
April 7.4708 6.7014 7.1542
May 7.5431 7.4036 7.4961
June 7.8248 7.3363 7.5843
July 7.8361 7.1825 7.6680
August 7.6991 7.5223 7.6339