YEARLY HIGH
5.0027 BIF
YEARLY LOW
4.8461 BIF
YEARLY AVERAGE
4.9215 BIF

2025 SDG to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SDG to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 5.0027. Conversely, the yearly low was recorded on March 7, dropping to 4.8461.

This high-to-low spread represents a total annual volatility of 0.1567 BIF. From a start-to-finish perspective, comparing the January average rate of 4.9072 to the December average rate of 4.9190, the exchange rate registered a net change of 0.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.0027 was down 0.53% compared to the 2024 peak of 5.0295, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SDG based on timing:

Yearly Peak High 25,014 BIF
2024 Average 24,117 BIF
Yearly Trough Low 24,230 BIF
Transaction Impact: A difference of 783.26 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.9449
4.9022
JanuMarcMayJulySeptNove

SDG to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9193, compared to 4.9237 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0045 points.

H1 Avg (Jan–Jun) 4.9193
H2 Avg (Jul–Dec) 4.9237

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.1400 BIF (High: 5.0027 / Low: 4.8627). On the other end, December was the most stable month, with a tight range of 0.0266 BIF (High: 4.9327 / Low: 4.9061).

February Spread (Volatile) ±0.1400
December Spread (Stable) ±0.0266

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0299 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0299

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 4.9162) against the same month in 2024 (average: 4.7591), the exchange rate shifted by +0.1571 (+3.30%).

2025 Avg (February) 4.9162
2024 Avg (February) 4.7591

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.9437 4.8511 4.9072
February 5.0027 4.8627 4.9162
March 4.9490 4.8461 4.9146
April 4.9554 4.8709 4.9309
May 4.9616 4.8809 4.9176
June 4.9678 4.8959 4.9292
July 4.9677 4.8726 4.9339
August 4.9658 4.8884 4.9413
September 4.9695 4.8779 4.9357
October 4.9551 4.8802 4.9058
November 4.9310 4.8649 4.9068
December 4.9327 4.9061 4.9190