2020 SDG to MAD Historical Review

YEARLY HIGH

0.2131 MAD

YEARLY LOW

0.1610 MAD

YEARLY AVERAGE

0.1759 MAD

2020 SDG to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SDG to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 28, valuing the pair at 0.2131. Conversely, the yearly low was recorded on December 19, dropping to 0.1610.

This high-to-low spread represents a total annual volatility of 0.0522 MAD. From a start-to-finish perspective, comparing the January average rate of 0.2121 to the December average rate of 0.1625, the exchange rate registered a net change of -23.37% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2131 was down 1.36% compared to the 2019 peak of 0.2161, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SDG based on timing:

Yearly Peak High 1,066 MAD

2019 Average 1,048 MAD

Yearly Trough Low 805 MAD

Transaction Impact: A difference of 260.80 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2170

0.1576

JanuMarcMayJulySeptNove

SDG to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1851, compared to 0.1668 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0184 points.

H1 Avg (Jan–Jun) 0.1851

H2 Avg (Jul–Dec) 0.1668

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0209 MAD (High: 0.1963 / Low: 0.1755). On the other end, October was the most stable month, with a tight range of 0.0019 MAD (High: 0.1674 / Low: 0.1655).

February Spread (Volatile) ±0.0209

October Spread (Stable) ±0.0019

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0252 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0252

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.2121) against the same month in 2019 (average: 0.2004), the exchange rate shifted by +0.0117 (+5.83%).

2020 Avg (January) 0.2121

2019 Avg (January) 0.2004

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2131	0.1960	0.2121
February	0.1963	0.1755	0.1869
March	0.1827	0.1704	0.1752
April	0.1864	0.1788	0.1833
May	0.1792	0.1768	0.1781
June	0.1768	0.1741	0.1751
July	0.1756	0.1685	0.1727
August	0.1691	0.1654	0.1669
September	0.1680	0.1649	0.1667
October	0.1674	0.1655	0.1666
November	0.1672	0.1639	0.1651
December	0.1682	0.1610	0.1625