YEARLY HIGH
0.1983 BAM
YEARLY LOW
0.1884 BAM
YEARLY AVERAGE
0.1927 BAM

2021 SEK to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SEK to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 1, valuing the pair at 0.1983. Conversely, the yearly low was recorded on December 18, dropping to 0.1884.

This high-to-low spread represents a total annual volatility of 0.0099 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1936 to the December average rate of 0.1903, the exchange rate registered a net change of -1.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1983 was up 1.85% compared to the 2020 peak of 0.1947, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SEK based on timing:

Yearly Peak High 992 BAM
2020 Average 933 BAM
Yearly Trough Low 942 BAM
Transaction Impact: A difference of 49.68 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1950
0.1898
JanuMarcMayJulySeptNove

SEK to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1931, compared to 0.1923 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.1931
H2 Avg (Jul–Dec) 0.1923

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0090 BAM (High: 0.1983 / Low: 0.1894). On the other end, July was the most stable month, with a tight range of 0.0024 BAM (High: 0.1928 / Low: 0.1904).

November Spread (Volatile) ±0.0090
July Spread (Stable) ±0.0024

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0037 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1939) against the same month in 2020 (average: 0.1914), the exchange rate shifted by +0.0026 (+1.35%).

2021 Avg (November) 0.1939
2020 Avg (November) 0.1914

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1953 0.1919 0.1936
February 0.1952 0.1914 0.1940
March 0.1946 0.1908 0.1925
April 0.1950 0.1904 0.1927
May 0.1955 0.1913 0.1930
June 0.1950 0.1905 0.1931
July 0.1928 0.1904 0.1917
August 0.1927 0.1897 0.1914
September 0.1934 0.1906 0.1922
October 0.1980 0.1922 0.1946
November 0.1983 0.1894 0.1939
December 0.1921 0.1884 0.1903