2020 SGD to BTN Historical Review

YEARLY HIGH

55.5165 BTN

YEARLY LOW

51.0738 BTN

YEARLY AVERAGE

53.7003 BTN

2020 SGD to BTN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to BTN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 55.5165. Conversely, the yearly low was recorded on February 20, dropping to 51.0738.

This high-to-low spread represents a total annual volatility of 4.4427 BTN. From a start-to-finish perspective, comparing the January average rate of 52.7305 to the December average rate of 55.2716, the exchange rate registered a net change of 4.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 55.5165 was up 4.71% compared to the 2019 peak of 53.0202, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 277,582 BTN

2019 Average 257,903 BTN

Yearly Trough Low 255,369 BTN

Transaction Impact: A difference of 22,213.58 BTN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

55.6549

51.0562

JanuMarcMayJulySeptNove

SGD to BTN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 52.9584, compared to 54.4423 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4840 points.

H1 Avg (Jan–Jun) 52.9584

H2 Avg (Jul–Dec) 54.4423

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.1385 BTN (High: 53.5261 / Low: 51.3876). On the other end, December was the most stable month, with a tight range of 0.5245 BTN (High: 55.5165 / Low: 54.9920).

March Spread (Volatile) ±2.1385

December Spread (Stable) ±0.5245

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.2910 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2910

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 55.2716) against the same month in 2019 (average: 52.4670), the exchange rate shifted by +2.8047 (+5.35%).

2020 Avg (December) 55.2716

2019 Avg (December) 52.4670

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	53.3374	52.2232	52.7305
February	52.2385	51.0738	51.4395
March	53.5261	51.3876	52.4683
April	54.0006	52.5239	53.4818
May	53.6497	52.5270	53.2950
June	54.8152	53.6028	54.3351
July	54.5058	53.5427	53.9996
August	54.8313	53.8707	54.4517
September	54.2199	53.3835	53.7196
October	54.5651	53.7996	54.0807
November	55.5000	54.5028	55.1307
December	55.5165	54.9920	55.2716