2015 SGD to EUR Historical Review

YEARLY HIGH

0.6919 EUR

YEARLY LOW

0.6113 EUR

YEARLY AVERAGE

0.6560 EUR

2015 SGD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 27, valuing the pair at 0.6919. Conversely, the yearly low was recorded on August 24, dropping to 0.6113.

This high-to-low spread represents a total annual volatility of 0.0806 EUR. From a start-to-finish perspective, comparing the January average rate of 0.6441 to the December average rate of 0.6514, the exchange rate registered a net change of 1.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.6919 was up 10.83% compared to the 2014 peak of 0.6243, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 3,459 EUR

2014 Average 2,974 EUR

Yearly Trough Low 3,057 EUR

Transaction Impact: A difference of 402.76 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.6911

0.6231

JanuMarcMayJulySeptNove

SGD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6642, compared to 0.6477 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0165 points.

H1 Avg (Jan–Jun) 0.6642

H2 Avg (Jul–Dec) 0.6477

Volatility Range Comparison

Volatility

The most volatile month in 2015 was August, with a trading range of 0.0540 EUR (High: 0.6653 / Low: 0.6113). On the other end, February was the most stable month, with a tight range of 0.0123 EUR (High: 0.6582 / Low: 0.6459).

August Spread (Volatile) ±0.0540

February Spread (Stable) ±0.0123

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0254 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0254

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 0.6855) against the same month in 2014 (average: 0.5771), the exchange rate shifted by +0.1083 (+18.77%).

2015 Avg (April) 0.6855

2014 Avg (April) 0.5771

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6672	0.6252	0.6441
February	0.6582	0.6459	0.6502
March	0.6851	0.6552	0.6712
April	0.6919	0.6739	0.6855
May	0.6817	0.6617	0.6720
June	0.6757	0.6544	0.6623
July	0.6750	0.6584	0.6681
August	0.6653	0.6113	0.6427
September	0.6350	0.6222	0.6287
October	0.6533	0.6225	0.6362
November	0.6703	0.6478	0.6592
December	0.6685	0.6441	0.6514