2020 SGD to GYD Historical Review

YEARLY HIGH

158.2381 GYD

YEARLY LOW

142.2167 GYD

YEARLY AVERAGE

151.6166 GYD

2020 SGD to GYD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to GYD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 158.2381. Conversely, the yearly low was recorded on March 23, dropping to 142.2167.

This high-to-low spread represents a total annual volatility of 16.0214 GYD. From a start-to-finish perspective, comparing the January average rate of 154.6188 to the December average rate of 157.1152, the exchange rate registered a net change of 1.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 158.2381 was up 1.76% compared to the 2019 peak of 155.4986, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 791,190 GYD

2019 Average 765,817 GYD

Yearly Trough Low 711,084 GYD

Transaction Impact: A difference of 80,106.79 GYD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

158.1422

145.8189

JanuMarcMayJulySeptNove

SGD to GYD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 149.4629, compared to 153.7702 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.3073 points.

H1 Avg (Jan–Jun) 149.4629

H2 Avg (Jul–Dec) 153.7702

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 9.9343 GYD (High: 152.1510 / Low: 142.2167). On the other end, October was the most stable month, with a tight range of 1.5529 GYD (High: 154.6569 / Low: 153.1039).

March Spread (Volatile) ±9.9343

October Spread (Stable) ±1.5529

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 4.2909 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -4.2909

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 157.1152) against the same month in 2019 (average: 153.9268), the exchange rate shifted by +3.1885 (+2.07%).

2020 Avg (December) 157.1152

2019 Avg (December) 153.9268

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	156.3190	152.7635	154.6188
February	152.8316	149.0271	150.3279
March	152.1510	142.2167	147.5185
April	148.3136	145.1832	146.8459
May	148.1864	146.3670	147.4264
June	151.4261	148.3866	150.0400
July	152.5121	149.8576	150.7007
August	153.9654	151.8580	152.7027
September	154.1894	151.9265	153.0021
October	154.6569	153.1039	153.8130
November	156.5177	152.9884	155.2876
December	158.2381	156.2985	157.1152