2020 SGD to INR Historical Review

YEARLY HIGH

55.5374 INR

YEARLY LOW

51.2694 INR

YEARLY AVERAGE

53.7462 INR

2020 SGD to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 55.5374. Conversely, the yearly low was recorded on February 13, dropping to 51.2694.

This high-to-low spread represents a total annual volatility of 4.2680 INR. From a start-to-finish perspective, comparing the January average rate of 52.7583 to the December average rate of 55.2971, the exchange rate registered a net change of 4.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 55.5374 was up 4.81% compared to the 2019 peak of 52.9872, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 277,687 INR

2019 Average 258,081 INR

Yearly Trough Low 256,347 INR

Transaction Impact: A difference of 21,339.81 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

55.6738

51.1528

JanuMarcMayJulySeptNove

SGD to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 53.0310, compared to 54.4615 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.4305 points.

H1 Avg (Jan–Jun) 53.0310

H2 Avg (Jul–Dec) 54.4615

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.0539 INR (High: 53.7493 / Low: 51.6954). On the other end, May was the most stable month, with a tight range of 0.5548 INR (High: 53.6214 / Low: 53.0665).

March Spread (Volatile) ±2.0539

May Spread (Stable) ±0.5548

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.2287 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2287

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 55.1135) against the same month in 2019 (average: 52.4832), the exchange rate shifted by +2.6302 (+5.01%).

2020 Avg (November) 55.1135

2019 Avg (November) 52.4832

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	53.2542	52.3850	52.7583
February	52.4005	51.2694	51.5296
March	53.7493	51.6954	52.6194
April	53.9690	52.9481	53.5457
May	53.6214	53.0665	53.3743
June	54.8235	53.6204	54.3586
July	54.5335	53.5315	53.9794
August	54.8847	53.8383	54.4670
September	54.2136	53.5101	53.8101
October	54.6182	53.7357	54.1021
November	55.5374	54.5633	55.1135
December	55.5246	54.9324	55.2971