2020 SGD to IQD Historical Review

YEARLY HIGH

1105.5637 IQD

YEARLY LOW

817.1768 IQD

YEARLY AVERAGE

868.5428 IQD

2020 SGD to IQD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to IQD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1105.5637. Conversely, the yearly low was recorded on March 23, dropping to 817.1768.

This high-to-low spread represents a total annual volatility of 288.3868 IQD. From a start-to-finish perspective, comparing the January average rate of 882.4358 to the December average rate of 947.1827, the exchange rate registered a net change of 7.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1105.5637 was up 24.26% compared to the 2019 peak of 889.6884, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 5,527,818 IQD

2019 Average 4,366,752 IQD

Yearly Trough Low 4,085,884 IQD

Transaction Impact: A difference of 1,441,934.11 IQD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

958.2372

825.5834

JanuMarcMayJulySeptNove

SGD to IQD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 851.9385, compared to 885.1470 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 33.2084 points.

H1 Avg (Jan–Jun) 851.9385

H2 Avg (Jul–Dec) 885.1470

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 215.7031 IQD (High: 1105.5637 / Low: 889.8606). On the other end, October was the most stable month, with a tight range of 8.8305 IQD (High: 879.9234 / Low: 871.0929).

December Spread (Volatile) ±215.7031

October Spread (Stable) ±8.8305

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 24.6962 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -24.6962

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 947.1827) against the same month in 2019 (average: 878.3159), the exchange rate shifted by +68.8668 (+7.84%).

2020 Avg (December) 947.1827

2019 Avg (December) 878.3159

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	891.9894	871.8747	882.4358
February	872.1316	850.7651	857.7396
March	866.4234	817.1768	841.1209
April	845.3077	826.8510	836.6379
May	844.2724	833.4939	839.1958
June	858.9279	846.4337	854.5012
July	869.3336	853.0130	858.8502
August	879.1011	865.5804	871.3861
September	878.4280	864.0093	872.2672
October	879.9234	871.0929	876.4609
November	891.3497	870.0980	884.7348
December	1105.5637	889.8606	947.1827