2014 SGD to ISK Historical Review

YEARLY HIGH

96.3430 ISK

YEARLY LOW

88.3019 ISK

YEARLY AVERAGE

92.0518 ISK

2014 SGD to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 96.3430. Conversely, the yearly low was recorded on March 10, dropping to 88.3019.

This high-to-low spread represents a total annual volatility of 8.0411 ISK. From a start-to-finish perspective, comparing the January average rate of 90.9877 to the December average rate of 95.1638, the exchange rate registered a net change of 4.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 96.3430 was down 8.65% compared to the 2013 peak of 105.4628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 481,715 ISK

2013 Average 488,016 ISK

Yearly Trough Low 441,509 ISK

Transaction Impact: A difference of 40,205.51 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

96.0334

88.4011

JanuMarcMayJulySeptNove

SGD to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 90.0841, compared to 94.0195 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.9354 points.

H1 Avg (Jan–Jun) 90.0841

H2 Avg (Jul–Dec) 94.0195

Volatility Range Comparison

Volatility

The most volatile month in 2014 was July, with a trading range of 2.5947 ISK (High: 92.9849 / Low: 90.3903). On the other end, April was the most stable month, with a tight range of 0.7149 ISK (High: 89.8773 / Low: 89.1624).

July Spread (Volatile) ±2.5947

April Spread (Stable) ±0.7149

Growth Streaks & Declines

Trends

Between March and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.1683 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -1.1683

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 95.1638) against the same month in 2013 (average: 93.1498), the exchange rate shifted by +2.0140 (+2.16%).

2014 Avg (December) 95.1638

2013 Avg (December) 93.1498

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	92.2586	90.0156	90.9877
February	91.2040	89.0586	90.2054
March	89.9004	88.3019	89.0371
April	89.8773	89.1624	89.4850
May	90.6068	89.2357	89.9539
June	91.5445	90.0759	90.8354
July	92.9849	90.3903	91.8545
August	93.5564	92.1598	92.8472
September	94.8326	93.6027	94.1203
October	95.2219	94.1648	94.7340
November	96.2391	94.5353	95.3973
December	96.3430	94.0997	95.1638