2014 SGD to MOP Historical Review

YEARLY HIGH

6.4500 MOP

YEARLY LOW

6.0373 MOP

YEARLY AVERAGE

6.3057 MOP

2014 SGD to MOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to MOP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 6.4500. Conversely, the yearly low was recorded on December 31, dropping to 6.0373.

This high-to-low spread represents a total annual volatility of 0.4126 MOP. From a start-to-finish perspective, comparing the January average rate of 6.2822 to the December average rate of 6.0716, the exchange rate registered a net change of -3.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 6.4500 was down 1.55% compared to the 2013 peak of 6.5518, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 32,250 MOP

2013 Average 31,929 MOP

Yearly Trough Low 30,187 MOP

Transaction Impact: A difference of 2,063.16 MOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

6.4576

6.0366

JanuMarcMayJulySeptNove

SGD to MOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.3375, compared to 6.2739 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0635 points.

H1 Avg (Jan–Jun) 6.3375

H2 Avg (Jul–Dec) 6.2739

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1333 MOP (High: 6.4015 / Low: 6.2682). On the other end, August was the most stable month, with a tight range of 0.0363 MOP (High: 6.4106 / Low: 6.3743).

September Spread (Volatile) ±0.1333

August Spread (Stable) ±0.0363

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1050 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1050

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 6.4225) against the same month in 2013 (average: 6.2994), the exchange rate shifted by +0.1231 (+1.95%).

2014 Avg (July) 6.4225

2013 Avg (July) 6.2994

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.3223	6.2420	6.2822
February	6.3487	6.2733	6.3076
March	6.3537	6.2715	6.3072
April	6.4020	6.3309	6.3674
May	6.4102	6.3605	6.3794
June	6.3961	6.3512	6.3811
July	6.4500	6.3986	6.4225
August	6.4106	6.3743	6.3958
September	6.4015	6.2682	6.3248
October	6.3026	6.2269	6.2669
November	6.2168	6.1246	6.1619
December	6.1233	6.0373	6.0716