2020 SGD to MWK Historical Review

YEARLY HIGH

582.8170 MWK

YEARLY LOW

502.8067 MWK

YEARLY AVERAGE

539.7827 MWK

2020 SGD to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 582.8170. Conversely, the yearly low was recorded on March 23, dropping to 502.8067.

This high-to-low spread represents a total annual volatility of 80.0103 MWK. From a start-to-finish perspective, comparing the January average rate of 545.0052 to the December average rate of 575.8423, the exchange rate registered a net change of 5.66% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 582.8170 was up 0.59% compared to the 2019 peak of 579.3924, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,914,085 MWK

2019 Average 2,691,584 MWK

Yearly Trough Low 2,514,034 MWK

Transaction Impact: A difference of 400,051.48 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

581.7294

511.0851

JanuMarcMayJulySeptNove

SGD to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 526.4301, compared to 553.1353 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 26.7052 points.

H1 Avg (Jan–Jun) 526.4301

H2 Avg (Jul–Dec) 553.1353

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 32.6354 MWK (High: 535.4422 / Low: 502.8067). On the other end, May was the most stable month, with a tight range of 6.9644 MWK (High: 522.6492 / Low: 515.6849).

March Spread (Volatile) ±32.6354

May Spread (Stable) ±6.9644

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 16.3113 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -16.3113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 575.8423) against the same month in 2019 (average: 540.9049), the exchange rate shifted by +34.9374 (+6.46%).

2020 Avg (December) 575.8423

2019 Avg (December) 540.9049

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	550.2229	538.5109	545.0052
February	539.7251	524.0978	528.6939
March	535.4422	502.8067	519.8262
April	522.0585	511.7812	516.9722
May	522.6492	515.6849	518.9992
June	532.6593	525.4050	529.0840
July	539.9420	526.8609	531.1015
August	551.7399	537.7471	544.5678
September	554.6471	543.7263	548.5984
October	557.2733	549.8836	554.3830
November	571.6634	552.3556	564.3190
December	582.8170	569.8174	575.8423