2020 SGD to PHP Historical Review

YEARLY HIGH

37.8722 PHP

YEARLY LOW

35.0959 PHP

YEARLY AVERAGE

35.9649 PHP

2020 SGD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 6, valuing the pair at 37.8722. Conversely, the yearly low was recorded on March 21, dropping to 35.0959.

This high-to-low spread represents a total annual volatility of 2.7763 PHP. From a start-to-finish perspective, comparing the January average rate of 37.6303 to the December average rate of 36.0959, the exchange rate registered a net change of -4.08% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 37.8722 was down 3.96% compared to the 2019 peak of 39.4318, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 189,361 PHP

2019 Average 189,760 PHP

Yearly Trough Low 175,479 PHP

Transaction Impact: A difference of 13,881.49 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

37.8428

35.2932

JanuMarcMayJulySeptNove

SGD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.2108, compared to 35.7191 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4916 points.

H1 Avg (Jan–Jun) 36.2108

H2 Avg (Jul–Dec) 35.7191

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5783 PHP (High: 36.6742 / Low: 35.0959). On the other end, July was the most stable month, with a tight range of 0.3852 PHP (High: 35.8404 / Low: 35.4552).

March Spread (Volatile) ±1.5783

July Spread (Stable) ±0.3852

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.0579 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.0579

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 37.6303) against the same month in 2019 (average: 38.6653), the exchange rate shifted by -1.0350 (-2.68%).

2020 Avg (January) 37.6303

2019 Avg (January) 38.6653

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.8722	37.3686	37.6303
February	37.3994	36.1736	36.5725
March	36.6742	35.0959	35.9503
April	35.8575	35.2363	35.5846
May	35.8905	35.2621	35.6172
June	36.1861	35.6941	35.9097
July	35.8404	35.4552	35.6038
August	35.8452	35.3860	35.6203
September	35.7258	35.2009	35.5057
October	35.8511	35.4540	35.6689
November	35.9756	35.4990	35.8200
December	36.3229	35.8868	36.0959