YEARLY HIGH
78.8678 RSD
YEARLY LOW
72.0652 RSD
YEARLY AVERAGE
74.7700 RSD

2020 SGD to RSD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to RSD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 78.8678. Conversely, the yearly low was recorded on December 20, dropping to 72.0652.

This high-to-low spread represents a total annual volatility of 6.8026 RSD. From a start-to-finish perspective, comparing the January average rate of 78.3824 to the December average rate of 72.5213, the exchange rate registered a net change of -7.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 78.8678 was up 0.56% compared to the 2019 peak of 78.4272, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 394,339 RSD
2019 Average 385,792 RSD
Yearly Trough Low 360,326 RSD
Transaction Impact: A difference of 34,012.88 RSD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

78.9685
71.9352
JanuMarcMayJulySeptNove

SGD to RSD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 76.3190, compared to 73.2210 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.0980 points.

H1 Avg (Jan–Jun) 76.3190
H2 Avg (Jul–Dec) 73.2210

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.9589 RSD (High: 76.6961 / Low: 73.7372). On the other end, November was the most stable month, with a tight range of 0.5816 RSD (High: 74.0111 / Low: 73.4295).

March Spread (Volatile) ±2.9589
November Spread (Stable) ±0.5816

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 2.4589 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.4589

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 78.3824) against the same month in 2019 (average: 76.4312), the exchange rate shifted by +1.9511 (+2.55%).

2020 Avg (January) 78.3824
2019 Avg (January) 76.4312

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 78.8678 77.8348 78.3824
February 78.1411 76.5917 77.5313
March 76.6961 73.7372 75.0725
April 76.6604 74.7484 75.9989
May 76.7787 74.8768 75.9756
June 75.3628 74.2085 74.9531
July 75.0196 72.2419 73.9800
August 72.9371 72.2035 72.6195
September 73.5820 72.4747 73.0109
October 73.9038 72.9990 73.4950
November 74.0111 73.4295 73.6990
December 72.8138 72.0652 72.5213