2020 SGD to SDG Historical Review

YEARLY HIGH

41.7777 SDG

YEARLY LOW

33.2445 SDG

YEARLY AVERAGE

39.2751 SDG

2020 SGD to SDG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to SDG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 41.7777. Conversely, the yearly low was recorded on January 30, dropping to 33.2445.

This high-to-low spread represents a total annual volatility of 8.5332 SDG. From a start-to-finish perspective, comparing the January average rate of 33.5422 to the December average rate of 41.4939, the exchange rate registered a net change of 23.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 41.7777 was up 17.67% compared to the 2019 peak of 35.5050, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 208,889 SDG

2019 Average 168,312 SDG

Yearly Trough Low 166,222 SDG

Transaction Impact: A difference of 42,666.14 SDG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

42.2890

32.7470

JanuMarcMayJulySeptNove

SGD to SDG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.8926, compared to 40.6576 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.7651 points.

H1 Avg (Jan–Jun) 37.8926

H2 Avg (Jul–Dec) 40.6576

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 3.5335 SDG (High: 39.2585 / Low: 35.7249). On the other end, October was the most stable month, with a tight range of 0.3959 SDG (High: 40.8567 / Low: 40.4608).

February Spread (Volatile) ±3.5335

October Spread (Stable) ±0.3959

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.1705 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.1705

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 41.4939) against the same month in 2019 (average: 33.2665), the exchange rate shifted by +8.2273 (+24.73%).

2020 Avg (December) 41.4939

2019 Avg (December) 33.2665

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	35.8641	33.2445	33.5422
February	39.2585	35.7249	37.2957
March	40.1284	37.9931	39.0148
April	39.1776	38.4054	38.8443
May	39.1872	38.7411	38.9934
June	39.9149	39.2672	39.6649
July	40.3248	39.6087	39.8595
August	40.7187	40.1760	40.3923
September	40.7428	40.1510	40.4783
October	40.8567	40.4608	40.6533
November	41.3427	40.4340	41.0686
December	41.7777	41.3350	41.4939