2012 SGD to STD Historical Review

YEARLY HIGH

16382.2224 STD

YEARLY LOW

14203.4473 STD

YEARLY AVERAGE

15318.2590 STD

2012 SGD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 10, valuing the pair at 16382.2224. Conversely, the yearly low was recorded on January 1, dropping to 14203.4473.

This high-to-low spread represents a total annual volatility of 2178.7751 STD. From a start-to-finish perspective, comparing the January average rate of 14837.6267 to the December average rate of 15347.0117, the exchange rate registered a net change of 3.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 16382.2224 was up 11.86% compared to the 2011 peak of 14645.9179, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 81,911,112 STD

2011 Average 70,166,126 STD

Yearly Trough Low 71,017,237 STD

Transaction Impact: A difference of 10,893,875.56 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

16268.0951

14622.7787

JanuMarcMayJulySeptNove

SGD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 14894.8818, compared to 15741.6362 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 846.7544 points.

H1 Avg (Jan–Jun) 14894.8818

H2 Avg (Jul–Dec) 15741.6362

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 827.9993 STD (High: 16166.4222 / Low: 15338.4229). On the other end, August was the most stable month, with a tight range of 295.1679 STD (High: 16267.7823 / Low: 15972.6144).

July Spread (Volatile) ±827.9993

August Spread (Stable) ±295.1679

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 267.5565 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -267.5565

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2012: 15936.5830) against the same month in 2011 (average: 14071.2887), the exchange rate shifted by +1865.2943 (+13.26%).

2012 Avg (September) 15936.5830

2011 Avg (September) 14071.2887

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15016.9105	14203.4473	14837.6267
February	15046.4018	14569.7436	14793.6631
March	15034.2427	14594.9508	14759.8884
April	15102.1409	14617.2653	14905.3211
May	15195.7753	14725.5213	15004.4288
June	15394.4094	14657.1606	15068.3626
July	16166.4222	15338.4229	15724.3598
August	16267.7823	15972.6144	16130.9854
September	16382.2224	15570.3588	15936.5830
October	15956.5525	15511.7303	15696.3093
November	15776.2729	15372.4260	15614.5681
December	15544.3003	15183.0690	15347.0117