2020 SGD to TND Historical Review

YEARLY HIGH

2.0960 TND

YEARLY LOW

1.9814 TND

YEARLY AVERAGE

2.0338 TND

2020 SGD to TND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to TND exchange rate experienced significant fluctuation. The market reached its absolute peak on January 24, valuing the pair at 2.0960. Conversely, the yearly low was recorded on August 6, dropping to 1.9814.

This high-to-low spread represents a total annual volatility of 0.1146 TND. From a start-to-finish perspective, comparing the January average rate of 2.0821 to the December average rate of 2.0278, the exchange rate registered a net change of -2.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.0960 was down 7.66% compared to the 2019 peak of 2.2699, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 10,480 TND

2019 Average 10,722 TND

Yearly Trough Low 9,907 TND

Transaction Impact: A difference of 573.02 TND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.0905

1.9899

JanuMarcMayJulySeptNove

SGD to TND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0449, compared to 2.0227 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0222 points.

H1 Avg (Jan–Jun) 2.0449

H2 Avg (Jul–Dec) 2.0227

Volatility Range Comparison

Volatility

The most volatile month in 2020 was August, with a trading range of 0.0644 TND (High: 2.0458 / Low: 1.9814). On the other end, November was the most stable month, with a tight range of 0.0191 TND (High: 2.0481 / Low: 2.0290).

August Spread (Volatile) ±0.0644

November Spread (Stable) ±0.0191

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0357 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0357

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 2.0821) against the same month in 2019 (average: 2.1851), the exchange rate shifted by -0.1029 (-4.71%).

2020 Avg (January) 2.0821

2019 Avg (January) 2.1851

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0960	2.0620	2.0821
February	2.0667	2.0285	2.0464
March	2.0454	1.9964	2.0185
April	2.0560	1.9952	2.0358
May	2.0617	2.0270	2.0422
June	2.0563	2.0198	2.0443
July	2.0557	1.9996	2.0293
August	2.0458	1.9814	1.9983
September	2.0283	2.0018	2.0140
October	2.0357	2.0153	2.0268
November	2.0481	2.0290	2.0397
December	2.0391	2.0185	2.0278