2020 SGD to VUV Historical Review

YEARLY HIGH

88.0183 VUV

YEARLY LOW

81.8961 VUV

YEARLY AVERAGE

84.0529 VUV

2020 SGD to VUV Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to VUV exchange rate experienced significant fluctuation. The market reached its absolute peak on April 10, valuing the pair at 88.0183. Conversely, the yearly low was recorded on December 20, dropping to 81.8961.

This high-to-low spread represents a total annual volatility of 6.1221 VUV. From a start-to-finish perspective, comparing the January average rate of 85.5382 to the December average rate of 82.7811, the exchange rate registered a net change of -3.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 88.0183 was up 2.80% compared to the 2019 peak of 85.6244, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 440,091 VUV

2019 Average 416,387 VUV

Yearly Trough Low 409,481 VUV

Transaction Impact: A difference of 30,610.71 VUV purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

86.3298

82.3844

JanuMarcMayJulySeptNove

SGD to VUV Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 85.0125, compared to 83.0934 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.9191 points.

H1 Avg (Jan–Jun) 85.0125

H2 Avg (Jul–Dec) 83.0934

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 4.0470 VUV (High: 88.0183 / Low: 83.9713). On the other end, July was the most stable month, with a tight range of 0.8261 VUV (High: 83.6259 / Low: 82.7998).

April Spread (Volatile) ±4.0470

July Spread (Stable) ±0.8261

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.2729 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -1.2729

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 86.0010) against the same month in 2019 (average: 81.9601), the exchange rate shifted by +4.0409 (+4.93%).

2020 Avg (April) 86.0010

2019 Avg (April) 81.9601

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	85.9713	85.0101	85.5382
February	85.2996	84.0021	84.7148
March	86.0161	83.2024	84.6069
April	88.0183	83.9713	86.0010
May	86.3415	84.3470	85.2435
June	85.5576	82.6104	83.9706
July	83.6259	82.7998	83.1200
August	83.3902	82.2371	82.8780
September	83.1794	82.2622	82.7132
October	84.3822	82.7066	83.5313
November	84.0773	83.1515	83.5366
December	83.6559	81.8961	82.7811