2014 SGD to WST Historical Review

YEARLY HIGH

1.8963 WST

YEARLY LOW

1.8110 WST

YEARLY AVERAGE

1.8423 WST

2014 SGD to WST Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to WST exchange rate experienced significant fluctuation. The market reached its absolute peak on November 9, valuing the pair at 1.8963. Conversely, the yearly low was recorded on May 17, dropping to 1.8110.

This high-to-low spread represents a total annual volatility of 0.0853 WST. From a start-to-finish perspective, comparing the January average rate of 1.8321 to the December average rate of 1.8245, the exchange rate registered a net change of -0.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.8963 was up 1.08% compared to the 2013 peak of 1.8760, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 9,481 WST

2013 Average 9,244 WST

Yearly Trough Low 9,055 WST

Transaction Impact: A difference of 426.30 WST purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.8703

1.8203

JanuMarcMayJulySeptNove

SGD to WST Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8350, compared to 1.8496 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0147 points.

H1 Avg (Jan–Jun) 1.8350

H2 Avg (Jul–Dec) 1.8496

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0678 WST (High: 1.8963 / Low: 1.8285). On the other end, August was the most stable month, with a tight range of 0.0190 WST (High: 1.8607 / Low: 1.8416).

November Spread (Volatile) ±0.0678

August Spread (Stable) ±0.0190

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0284 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0284

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2014: 1.8529) against the same month in 2013 (average: 1.8562), the exchange rate shifted by -0.0033 (-0.18%).

2014 Avg (November) 1.8529

2013 Avg (November) 1.8562

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8469	1.8194	1.8321
February	1.8564	1.8363	1.8458
March	1.8469	1.8164	1.8324
April	1.8438	1.8214	1.8315
May	1.8465	1.8110	1.8278
June	1.8526	1.8290	1.8402
July	1.8586	1.8300	1.8472
August	1.8607	1.8416	1.8513
September	1.8783	1.8417	1.8557
October	1.8787	1.8526	1.8662
November	1.8963	1.8285	1.8529
December	1.8416	1.8133	1.8245