2026 SGD to XAU Historical Review

YEARLY HIGH

0.7931 XAU

YEARLY LOW

0.0002 XAU

YEARLY AVERAGE

0.3779 XAU

2026 SGD to XAU Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to XAU exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 0.7931. Conversely, the yearly low was recorded on April 28, dropping to 0.0002.

This high-to-low spread represents a total annual volatility of 0.7930 XAU. From a start-to-finish perspective, comparing the January average rate of 0.7809 to the December average rate of 0.0002, the exchange rate registered a net change of -99.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.7931 was up 0.80% compared to the 2025 peak of 0.7869, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 3,966 XAU

2025 Average 3,828 XAU

Yearly Trough Low 1 XAU

Transaction Impact: A difference of 3,964.90 XAU purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.8683

-0.0787

JanuMarcMayJuly

SGD to XAU Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5038, compared to 0.0002 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.5036 points.

H1 Avg (Jan–Jun) 0.5038

H2 Avg (Jul–Dec) 0.0002

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 0.7872 XAU (High: 0.7873 / Low: 0.0002). On the other end, May was the most stable month, with a tight range of 0.0000 XAU (High: 0.0002 / Low: 0.0002).

April Spread (Volatile) ±0.7872

May Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.6713 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.6713

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.7809) against the same month in 2025 (average: 0.7343), the exchange rate shifted by +0.0466 (+6.35%).

2026 Avg (January) 0.7809

2025 Avg (January) 0.7343

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7931	0.7758	0.7809
February	0.7924	0.7839	0.7894
March	0.7875	0.7735	0.7809
April	0.7873	0.0002	0.6715
May	0.0002	0.0002	0.0002
June	0.0002	0.0002	0.0002
July	0.0002	0.0002	0.0002
August	0.0002	0.0002	0.0002