2020 SGD to YER Historical Review

YEARLY HIGH

189.4339 YER

YEARLY LOW

171.8097 YER

YEARLY AVERAGE

181.5472 YER

2020 SGD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 189.4339. Conversely, the yearly low was recorded on March 23, dropping to 171.8097.

This high-to-low spread represents a total annual volatility of 17.6243 YER. From a start-to-finish perspective, comparing the January average rate of 185.3165 to the December average rate of 187.8995, the exchange rate registered a net change of 1.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 189.4339 was up 1.85% compared to the 2019 peak of 185.9939, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 947,170 YER

2019 Average 917,573 YER

Yearly Trough Low 859,048 YER

Transaction Impact: A difference of 88,121.29 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

189.1049

174.6408

JanuMarcMayJulySeptNove

SGD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 179.0345, compared to 184.0598 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.0254 points.

H1 Avg (Jan–Jun) 179.0345

H2 Avg (Jul–Dec) 184.0598

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 10.0208 YER (High: 181.8304 / Low: 171.8097). On the other end, October was the most stable month, with a tight range of 1.8117 YER (High: 185.0655 / Low: 183.2538).

March Spread (Volatile) ±10.0208

October Spread (Stable) ±1.8117

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 5.1147 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -5.1147

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 187.8995) against the same month in 2019 (average: 184.5399), the exchange rate shifted by +3.3596 (+1.82%).

2020 Avg (December) 187.8995

2019 Avg (December) 184.5399

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	186.1010	183.4234	185.3165
February	183.4774	178.5820	180.2018
March	181.8304	171.8097	176.7606
April	177.4154	173.8316	175.8461
May	177.3253	175.3682	176.4817
June	180.6996	177.7321	179.6002
July	182.5553	179.3948	180.4003
August	184.3384	181.8816	182.8374
September	184.4109	181.7687	183.2203
October	185.0655	183.2538	184.1171
November	187.1261	183.0497	185.8845
December	189.4339	187.1286	187.8995