2012 SHP to SGD Historical Review

YEARLY HIGH

2.0219 SGD

YEARLY LOW

1.9364 SGD

YEARLY AVERAGE

1.9800 SGD

2012 SHP to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SHP to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 14, valuing the pair at 2.0219. Conversely, the yearly low was recorded on August 2, dropping to 1.9364.

This high-to-low spread represents a total annual volatility of 0.0855 SGD. From a start-to-finish perspective, comparing the January average rate of 1.9847 to the December average rate of 1.9696, the exchange rate registered a net change of -0.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 2.0219 was down 2.38% compared to the 2011 peak of 2.0712, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SHP based on timing:

Yearly Peak High 10,110 SGD

2011 Average 10,077 SGD

Yearly Trough Low 9,682 SGD

Transaction Impact: A difference of 427.70 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

2.0149

1.9477

JanuMarcMayJulySeptNove

SHP to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9930, compared to 1.9670 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0260 points.

H1 Avg (Jan–Jun) 1.9930

H2 Avg (Jul–Dec) 1.9670

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0476 SGD (High: 1.9840 / Low: 1.9364). On the other end, September was the most stable month, with a tight range of 0.0175 SGD (High: 1.9929 / Low: 1.9754).

August Spread (Volatile) ±0.0476

September Spread (Stable) ±0.0175

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0220 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0220

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 2.0093) against the same month in 2011 (average: 2.0242), the exchange rate shifted by -0.0149 (-0.73%).

2012 Avg (May) 2.0093

2011 Avg (May) 2.0242

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0160	1.9688	1.9847
February	2.0033	1.9671	1.9830
March	2.0054	1.9709	1.9916
April	2.0129	1.9824	2.0019
May	2.0219	1.9899	2.0093
June	1.9989	1.9777	1.9873
July	1.9862	1.9487	1.9664
August	1.9840	1.9364	1.9613
September	1.9929	1.9754	1.9835
October	1.9896	1.9545	1.9676
November	1.9690	1.9380	1.9533
December	1.9832	1.9554	1.9696