2020 SRD to GHS Historical Review

YEARLY HIGH

0.7810 GHS

YEARLY LOW

0.4089 GHS

YEARLY AVERAGE

0.6670 GHS

2020 SRD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SRD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 15, valuing the pair at 0.7810. Conversely, the yearly low was recorded on September 29, dropping to 0.4089.

This high-to-low spread represents a total annual volatility of 0.3721 GHS. From a start-to-finish perspective, comparing the January average rate of 0.7579 to the December average rate of 0.4146, the exchange rate registered a net change of -45.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7810 was down 59.90% compared to the 2019 peak of 1.9476, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SRD based on timing:

Yearly Peak High 3,905 GHS

2019 Average 3,612 GHS

Yearly Trough Low 2,045 GHS

Transaction Impact: A difference of 1,860.30 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8123

0.3742

JanuMarcMayJulySeptNove

SRD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7587, compared to 0.5753 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1834 points.

H1 Avg (Jan–Jun) 0.7587

H2 Avg (Jul–Dec) 0.5753

Volatility Range Comparison

Volatility

The most volatile month in 2020 was September, with a trading range of 0.3697 GHS (High: 0.7786 / Low: 0.4089). On the other end, November was the most stable month, with a tight range of 0.0029 GHS (High: 0.4141 / Low: 0.4112).

September Spread (Volatile) ±0.3697

November Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2549 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.2549

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.7744) against the same month in 2019 (average: 0.6944), the exchange rate shifted by +0.0800 (+11.52%).

2020 Avg (April) 0.7744

2019 Avg (April) 0.6944

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7660	0.7375	0.7579
February	0.7375	0.7133	0.7212
March	0.7743	0.7237	0.7484
April	0.7810	0.7626	0.7744
May	0.7781	0.7710	0.7744
June	0.7797	0.7703	0.7758
July	0.7797	0.7705	0.7745
August	0.7759	0.7721	0.7739
September	0.7786	0.4089	0.6656
October	0.4126	0.4092	0.4107
November	0.4141	0.4112	0.4122
December	0.4220	0.4126	0.4146