YEARLY HIGH
3.3930 HNL
YEARLY LOW
1.7066 HNL
YEARLY AVERAGE
2.8906 HNL

2020 SRD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SRD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 3.3930. Conversely, the yearly low was recorded on December 27, dropping to 1.7066.

This high-to-low spread represents a total annual volatility of 1.6864 HNL. From a start-to-finish perspective, comparing the January average rate of 3.3234 to the December average rate of 1.7128, the exchange rate registered a net change of -48.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.3930 was up 0.92% compared to the 2019 peak of 3.3620, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SRD based on timing:

Yearly Peak High 16,965 HNL
2019 Average 16,459 HNL
Yearly Trough Low 8,533 HNL
Transaction Impact: A difference of 8,432.13 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.5117
1.5493
JanuMarcMayJulySeptNove

SRD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3364, compared to 2.4447 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.8916 points.

H1 Avg (Jan–Jun) 3.3364
H2 Avg (Jul–Dec) 2.4447

Volatility Range Comparison

Volatility

The most volatile month in 2020 was September, with a trading range of 1.5850 HNL (High: 3.3253 / Low: 1.7403). On the other end, October was the most stable month, with a tight range of 0.0106 HNL (High: 1.7416 / Low: 1.7310).

September Spread (Volatile) ±1.5850
October Spread (Stable) ±0.0106

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.1074 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -1.1074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 3.3234) against the same month in 2019 (average: 3.2759), the exchange rate shifted by +0.0475 (+1.45%).

2020 Avg (January) 3.3234
2019 Avg (January) 3.2759

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3930 3.2940 3.3234
February 3.3454 3.3015 3.3278
March 3.3539 3.2916 3.3355
April 3.3521 3.3174 3.3403
May 3.3561 3.3280 3.3481
June 3.3494 3.3271 3.3432
July 3.3454 3.3179 3.3362
August 3.3454 3.2957 3.3151
September 3.3253 1.7403 2.8438
October 1.7416 1.7310 1.7364
November 1.7360 1.7141 1.7241
December 1.7178 1.7066 1.7128