2020 SRD to MAD Historical Review

YEARLY HIGH

1.3812 MAD

YEARLY LOW

0.6277 MAD

YEARLY AVERAGE

1.1142 MAD

2020 SRD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SRD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 1.3812. Conversely, the yearly low was recorded on December 19, dropping to 0.6277.

This high-to-low spread represents a total annual volatility of 0.7534 MAD. From a start-to-finish perspective, comparing the January average rate of 1.2882 to the December average rate of 0.6346, the exchange rate registered a net change of -50.74% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3812 was up 5.50% compared to the 2019 peak of 1.3092, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SRD based on timing:

Yearly Peak High 6,906 MAD

2019 Average 6,447 MAD

Yearly Trough Low 3,139 MAD

Transaction Impact: A difference of 3,767.22 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4312

0.5622

JanuMarcMayJulySeptNove

SRD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3102, compared to 0.9182 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3920 points.

H1 Avg (Jan–Jun) 1.3102

H2 Avg (Jul–Dec) 0.9182

Volatility Range Comparison

Volatility

The most volatile month in 2020 was September, with a trading range of 0.5869 MAD (High: 1.2403 / Low: 0.6534). On the other end, October was the most stable month, with a tight range of 0.0078 MAD (High: 0.6543 / Low: 0.6465).

September Spread (Volatile) ±0.5869

October Spread (Stable) ±0.0078

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.4096 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4096

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 1.3588) against the same month in 2019 (average: 1.2923), the exchange rate shifted by +0.0665 (+5.15%).

2020 Avg (April) 1.3588

2019 Avg (April) 1.2923

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.2938	1.2833	1.2882
February	1.3062	1.2867	1.2974
March	1.3550	1.2637	1.2983
April	1.3812	1.3254	1.3588
May	1.3290	1.3118	1.3207
June	1.3112	1.2908	1.2979
July	1.3029	1.2497	1.2807
August	1.2540	1.2267	1.2380
September	1.2403	0.6534	1.0601
October	0.6543	0.6465	0.6505
November	0.6531	0.6405	0.6452
December	0.6574	0.6277	0.6346