2026 SRD to NGN Historical Review

YEARLY HIGH

37.9426 NGN

YEARLY LOW

35.5428 NGN

YEARLY AVERAGE

36.5050 NGN

2026 SRD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SRD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 37.9426. Conversely, the yearly low was recorded on February 18, dropping to 35.5428.

This high-to-low spread represents a total annual volatility of 2.3998 NGN. From a start-to-finish perspective, comparing the January average rate of 37.1738 to the December average rate of 36.0496, the exchange rate registered a net change of -3.02% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 37.9426 was down 20.70% compared to the 2025 peak of 47.8443, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SRD based on timing:

Yearly Peak High 189,713 NGN

2025 Average 204,728 NGN

Yearly Trough Low 177,714 NGN

Transaction Impact: A difference of 11,999.07 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

37.3000

35.7865

JanuMarcMayJuly

SRD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.5876, compared to 36.2573 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3302 points.

H1 Avg (Jan–Jun) 36.5876

H2 Avg (Jul–Dec) 36.2573

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 1.5047 NGN (High: 37.9426 / Low: 36.4379). On the other end, August was the most stable month, with a tight range of 0.1182 NGN (High: 36.1119 / Low: 35.9937).

January Spread (Volatile) ±1.5047

August Spread (Stable) ±0.1182

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 1.2612 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -1.2612

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 37.1738) against the same month in 2025 (average: 44.2207), the exchange rate shifted by -7.0469 (-15.94%).

2026 Avg (January) 37.1738

2025 Avg (January) 44.2207

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.9426	36.4379	37.1738
February	36.6053	35.5428	35.9127
March	37.4330	35.9569	36.6946
April	36.9636	35.7549	36.3525
May	36.9029	36.7339	36.8660
June	36.8895	36.2467	36.5259
July	36.7399	35.9883	36.4650
August	36.1119	35.9937	36.0496