YEARLY HIGH
0.0649 NGN
YEARLY LOW
0.0601 NGN
YEARLY AVERAGE
0.0617 NGN

2026 STD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the STD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0649. Conversely, the yearly low was recorded on February 18, dropping to 0.0601.

This high-to-low spread represents a total annual volatility of 0.0048 NGN. From a start-to-finish perspective, comparing the January average rate of 0.0637 to the December average rate of 0.0617, the exchange rate registered a net change of -3.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0649 was down 13.86% compared to the 2025 peak of 0.0754, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 STD based on timing:

Yearly Peak High 325 NGN
2025 Average 342 NGN
Yearly Trough Low 301 NGN
Transaction Impact: A difference of 23.93 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0640
0.0607
JanuMarcMayJuly

STD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0618, compared to 0.0617 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0618
H2 Avg (Jul–Dec) 0.0617

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0027 NGN (High: 0.0649 / Low: 0.0622). On the other end, May was the most stable month, with a tight range of 0.0002 NGN (High: 0.0618 / Low: 0.0615).

January Spread (Volatile) ±0.0027
May Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0028 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0028

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.0637) against the same month in 2025 (average: 0.0696), the exchange rate shifted by -0.0059 (-8.50%).

2026 Avg (January) 0.0637
2025 Avg (January) 0.0696

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0649 0.0622 0.0637
February 0.0625 0.0601 0.0609
March 0.0628 0.0607 0.0618
April 0.0621 0.0602 0.0611
May 0.0618 0.0615 0.0616
June 0.0620 0.0610 0.0613
July 0.0621 0.0612 0.0617