YEARLY HIGH
0.1995 BGN
YEARLY LOW
0.1814 BGN
YEARLY AVERAGE
0.1890 BGN

2021 SVC to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.1995. Conversely, the yearly low was recorded on January 6, dropping to 0.1814.

This high-to-low spread represents a total annual volatility of 0.0180 BGN. From a start-to-finish perspective, comparing the January average rate of 0.1836 to the December average rate of 0.1978, the exchange rate registered a net change of 7.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1995 was down 4.81% compared to the 2020 peak of 0.2095, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 997 BGN
2020 Average 981 BGN
Yearly Trough Low 907 BGN
Transaction Impact: A difference of 90.18 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1992
0.1821
JanuMarcMayJulySeptNove

SVC to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1855, compared to 0.1925 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0070 points.

H1 Avg (Jan–Jun) 0.1855
H2 Avg (Jul–Dec) 0.1925

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0068 BGN (High: 0.1995 / Low: 0.1927). On the other end, July was the most stable month, with a tight range of 0.0018 BGN (High: 0.1900 / Low: 0.1882).

November Spread (Volatile) ±0.0068
July Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0029 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1960) against the same month in 2020 (average: 0.1887), the exchange rate shifted by +0.0072 (+3.83%).

2021 Avg (November) 0.1960
2020 Avg (November) 0.1887

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1851 0.1814 0.1836
February 0.1867 0.1836 0.1848
March 0.1910 0.1849 0.1879
April 0.1905 0.1846 0.1870
May 0.1862 0.1825 0.1841
June 0.1886 0.1828 0.1857
July 0.1900 0.1882 0.1891
August 0.1917 0.1882 0.1899
September 0.1930 0.1881 0.1897
October 0.1939 0.1914 0.1928
November 0.1995 0.1927 0.1960
December 0.1987 0.1968 0.1978