2020 SVC to BIF Historical Review

YEARLY HIGH

222.5115 BIF

YEARLY LOW

213.9320 BIF

YEARLY AVERAGE

218.7937 BIF

2020 SVC to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SVC to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 222.5115. Conversely, the yearly low was recorded on January 1, dropping to 213.9320.

This high-to-low spread represents a total annual volatility of 8.5795 BIF. From a start-to-finish perspective, comparing the January average rate of 215.3788 to the December average rate of 221.9796, the exchange rate registered a net change of 3.06% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 222.5115 was up 3.29% compared to the 2019 peak of 215.4204, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 1,112,558 BIF

2019 Average 1,052,601 BIF

Yearly Trough Low 1,069,660 BIF

Transaction Impact: A difference of 42,897.48 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

222.6397

214.7187

JanuMarcMayJulySeptNove

SVC to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 216.6236, compared to 220.9638 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.3402 points.

H1 Avg (Jan–Jun) 216.6236

H2 Avg (Jul–Dec) 220.9638

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 3.3011 BIF (High: 218.0960 / Low: 214.7948). On the other end, August was the most stable month, with a tight range of 0.4045 BIF (High: 220.5836 / Low: 220.1791).

April Spread (Volatile) ±3.3011

August Spread (Stable) ±0.4045

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 221.9796) against the same month in 2019 (average: 214.5835), the exchange rate shifted by +7.3962 (+3.45%).

2020 Avg (December) 221.9796

2019 Avg (December) 214.5835

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	216.1511	213.9320	215.3788
February	216.1511	215.2123	215.7748
March	216.9949	215.6744	216.2526
April	218.0960	214.7948	216.7650
May	218.5000	216.3594	217.5867
June	219.4258	217.1801	217.9838
July	220.2558	218.2860	219.9092
August	220.5836	220.1791	220.4162
September	221.3625	220.3655	220.7342
October	221.7372	220.7667	221.1269
November	222.3599	221.1292	221.6167
December	222.5115	221.6837	221.9796