2020 SVC to GEL Historical Review

YEARLY HIGH

0.3956 GEL

YEARLY LOW

0.3169 GEL

YEARLY AVERAGE

0.3558 GEL

2020 SVC to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SVC to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.3956. Conversely, the yearly low was recorded on March 11, dropping to 0.3169.

This high-to-low spread represents a total annual volatility of 0.0787 GEL. From a start-to-finish perspective, comparing the January average rate of 0.3289 to the December average rate of 0.3764, the exchange rate registered a net change of 14.47% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.3956 was up 15.61% compared to the 2019 peak of 0.3422, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 1,978 GEL

2019 Average 1,610 GEL

Yearly Trough Low 1,585 GEL

Transaction Impact: A difference of 393.36 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.3846

0.3195

JanuMarcMayJulySeptNove

SVC to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3463, compared to 0.3653 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0190 points.

H1 Avg (Jan–Jun) 0.3463

H2 Avg (Jul–Dec) 0.3653

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0787 GEL (High: 0.3956 / Low: 0.3169). On the other end, May was the most stable month, with a tight range of 0.0042 GEL (High: 0.3681 / Low: 0.3639).

March Spread (Volatile) ±0.0787

May Spread (Stable) ±0.0042

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0170 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0170

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.3449) against the same month in 2019 (average: 0.3066), the exchange rate shifted by +0.0383 (+12.50%).

2020 Avg (March) 0.3449

2019 Avg (March) 0.3066

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3309	0.3252	0.3289
February	0.3303	0.3176	0.3249
March	0.3956	0.3169	0.3449
April	0.3753	0.3594	0.3639
May	0.3681	0.3639	0.3662
June	0.3647	0.3372	0.3492
July	0.3538	0.3491	0.3512
August	0.3563	0.3516	0.3533
September	0.3830	0.3514	0.3633
October	0.3746	0.3662	0.3686
November	0.3908	0.3703	0.3792
December	0.3800	0.3738	0.3764