2025 SVC to HKD Historical Review

YEARLY HIGH

0.9111 HKD

YEARLY LOW

0.8770 HKD

YEARLY AVERAGE

0.8911 HKD

2025 SVC to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SVC to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 0.9111. Conversely, the yearly low was recorded on February 2, dropping to 0.8770.

This high-to-low spread represents a total annual volatility of 0.0340 HKD. From a start-to-finish perspective, comparing the January average rate of 0.8895 to the December average rate of 0.8893, the exchange rate registered a net change of -0.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.9111 was up 1.21% compared to the 2024 peak of 0.9002, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 4,555 HKD

2024 Average 4,460 HKD

Yearly Trough Low 4,385 HKD

Transaction Impact: A difference of 170.14 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.8983

0.8864

JanuMarcMayJulySeptNove

SVC to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8905, compared to 0.8917 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.8905

H2 Avg (Jul–Dec) 0.8917

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0218 HKD (High: 0.8988 / Low: 0.8770). On the other end, June was the most stable month, with a tight range of 0.0021 HKD (High: 0.8983 / Low: 0.8962).

February Spread (Volatile) ±0.0218

June Spread (Stable) ±0.0021

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0056 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0056

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 0.8956) against the same month in 2024 (average: 0.8919), the exchange rate shifted by +0.0037 (+0.41%).

2025 Avg (August) 0.8956

2024 Avg (August) 0.8919

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8938	0.8860	0.8895
February	0.8988	0.8770	0.8892
March	0.8986	0.8871	0.8890
April	0.8899	0.8857	0.8874
May	0.8966	0.8832	0.8910
June	0.8983	0.8962	0.8971
July	0.8986	0.8963	0.8973
August	0.9111	0.8900	0.8956
September	0.8936	0.8874	0.8900
October	0.8935	0.8854	0.8887
November	0.8924	0.8876	0.8895
December	0.8911	0.8881	0.8893