2020 SVC to NGN Historical Review

YEARLY HIGH

45.1148 NGN

YEARLY LOW

41.3024 NGN

YEARLY AVERAGE

43.4592 NGN

2020 SVC to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SVC to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 45.1148. Conversely, the yearly low was recorded on January 16, dropping to 41.3024.

This high-to-low spread represents a total annual volatility of 3.8125 NGN. From a start-to-finish perspective, comparing the January average rate of 41.3982 to the December average rate of 43.8668, the exchange rate registered a net change of 5.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 45.1148 was up 7.18% compared to the 2019 peak of 42.0926, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 225,574 NGN

2019 Average 205,772 NGN

Yearly Trough Low 206,512 NGN

Transaction Impact: A difference of 19,062.38 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

44.7922

41.0897

JanuMarcMayJulySeptNove

SVC to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 43.0253, compared to 43.8930 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8677 points.

H1 Avg (Jan–Jun) 43.0253

H2 Avg (Jul–Dec) 43.8930

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.0449 NGN (High: 44.6603 / Low: 41.6154). On the other end, June was the most stable month, with a tight range of 0.2125 NGN (High: 44.3393 / Low: 44.1268).

March Spread (Volatile) ±3.0449

June Spread (Stable) ±0.2125

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2758 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2758

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 43.8668) against the same month in 2019 (average: 41.4471), the exchange rate shifted by +2.4197 (+5.84%).

2020 Avg (December) 43.8668

2019 Avg (December) 41.4471

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.6255	41.3024	41.3982
February	41.8113	41.3785	41.6033
March	44.6603	41.6154	42.3884
April	44.5757	41.9378	44.0010
May	44.6899	44.1494	44.4836
June	44.3393	44.1268	44.2775
July	44.4552	44.1896	44.3008
August	44.3420	43.2485	44.0250
September	44.2838	43.4763	43.8476
October	44.0826	43.4763	43.6616
November	43.9386	43.4521	43.6560
December	45.1148	43.3672	43.8668