2021 SVC to NZD Historical Review

YEARLY HIGH

0.1703 NZD

YEARLY LOW

0.1536 NZD

YEARLY AVERAGE

0.1616 NZD

2021 SVC to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SVC to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.1703. Conversely, the yearly low was recorded on February 24, dropping to 0.1536.

This high-to-low spread represents a total annual volatility of 0.0167 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1590 to the December average rate of 0.1684, the exchange rate registered a net change of 5.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1703 was down 16.34% compared to the 2020 peak of 0.2035, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 851 NZD

2020 Average 881 NZD

Yearly Trough Low 768 NZD

Transaction Impact: A difference of 83.51 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1695

0.1566

JanuMarcMayJulySeptNove

SVC to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1595, compared to 0.1638 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.1595

H2 Avg (Jul–Dec) 0.1638

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0083 NZD (High: 0.1676 / Low: 0.1592). On the other end, May was the most stable month, with a tight range of 0.0027 NZD (High: 0.1596 / Low: 0.1569).

November Spread (Volatile) ±0.0083

May Spread (Stable) ±0.0027

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0023 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1684) against the same month in 2020 (average: 0.1610), the exchange rate shifted by +0.0074 (+4.57%).

2021 Avg (December) 0.1684

2020 Avg (December) 0.1610

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1614	0.1566	0.1590
February	0.1597	0.1536	0.1577
March	0.1641	0.1567	0.1603
April	0.1631	0.1572	0.1605
May	0.1596	0.1569	0.1582
June	0.1647	0.1576	0.1610
July	0.1652	0.1621	0.1636
August	0.1677	0.1621	0.1638
September	0.1663	0.1598	0.1619
October	0.1655	0.1588	0.1620
November	0.1676	0.1592	0.1631
December	0.1703	0.1670	0.1684