YEARLY HIGH
5.9149 PHP
YEARLY LOW
5.4805 PHP
YEARLY AVERAGE
5.6701 PHP

2020 SVC to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SVC to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 5.9149. Conversely, the yearly low was recorded on December 27, dropping to 5.4805.

This high-to-low spread represents a total annual volatility of 0.4344 PHP. From a start-to-finish perspective, comparing the January average rate of 5.8091 to the December average rate of 5.4947, the exchange rate registered a net change of -5.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.9149 was down 3.14% compared to the 2019 peak of 6.1069, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 29,575 PHP
2019 Average 29,585 PHP
Yearly Trough Low 27,402 PHP
Transaction Impact: A difference of 2,172.11 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.8539
5.4620
JanuMarcMayJulySeptNove

SVC to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.7873, compared to 5.5528 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2345 points.

H1 Avg (Jan–Jun) 5.7873
H2 Avg (Jul–Dec) 5.5528

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1918 PHP (High: 5.9149 / Low: 5.7232). On the other end, September was the most stable month, with a tight range of 0.0297 PHP (High: 5.5580 / Low: 5.5283).

March Spread (Volatile) ±0.1918
September Spread (Stable) ±0.0297

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0737 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0737

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 5.8213) against the same month in 2019 (average: 6.0022), the exchange rate shifted by -0.1809 (-3.01%).

2020 Avg (March) 5.8213
2019 Avg (March) 6.0022

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.8416 5.7572 5.8091
February 5.8360 5.7683 5.8063
March 5.9149 5.7232 5.8213
April 5.8351 5.7460 5.7913
May 5.8160 5.7035 5.7757
June 5.7644 5.6802 5.7204
July 5.6900 5.6033 5.6466
August 5.6178 5.5217 5.5743
September 5.5580 5.5283 5.5446
October 5.5658 5.5266 5.5431
November 5.5517 5.4897 5.5135
December 5.5160 5.4805 5.4947