YEARLY HIGH
0.4759 PLN
YEARLY LOW
0.4088 PLN
YEARLY AVERAGE
0.4297 PLN

2025 SVC to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SVC to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 0.4759. Conversely, the yearly low was recorded on December 25, dropping to 0.4088.

This high-to-low spread represents a total annual volatility of 0.0671 PLN. From a start-to-finish perspective, comparing the January average rate of 0.4692 to the December average rate of 0.4118, the exchange rate registered a net change of -12.23% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.4759 was down 9.37% compared to the 2024 peak of 0.5251, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SVC based on timing:

Yearly Peak High 2,379 PLN
2024 Average 2,276 PLN
Yearly Trough Low 2,044 PLN
Transaction Impact: A difference of 335.45 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.4749
0.4061
JanuMarcMayJulySeptNove

SVC to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4431, compared to 0.4163 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0268 points.

H1 Avg (Jan–Jun) 0.4431
H2 Avg (Jul–Dec) 0.4163

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0257 PLN (High: 0.4495 / Low: 0.4238). On the other end, October was the most stable month, with a tight range of 0.0075 PLN (High: 0.4213 / Low: 0.4138).

April Spread (Volatile) ±0.0257
October Spread (Stable) ±0.0075

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0154 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0154

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.4692) against the same month in 2024 (average: 0.4595), the exchange rate shifted by +0.0097 (+2.11%).

2025 Avg (January) 0.4692
2024 Avg (January) 0.4595

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4759 0.4588 0.4692
February 0.4726 0.4502 0.4584
March 0.4623 0.4368 0.4430
April 0.4495 0.4238 0.4342
May 0.4378 0.4258 0.4309
June 0.4299 0.4115 0.4228
July 0.4281 0.4112 0.4162
August 0.4275 0.4148 0.4183
September 0.4190 0.4090 0.4150
October 0.4213 0.4138 0.4172
November 0.4239 0.4158 0.4192
December 0.4166 0.4088 0.4118