2020 SYP to HRK Historical Review

YEARLY HIGH

0.0139 HRK

YEARLY LOW

0.0120 HRK

YEARLY AVERAGE

0.0129 HRK

2020 SYP to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SYP to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0139. Conversely, the yearly low was recorded on December 30, dropping to 0.0120.

This high-to-low spread represents a total annual volatility of 0.0019 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0130 to the December average rate of 0.0121, the exchange rate registered a net change of -7.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0139 was up 5.22% compared to the 2019 peak of 0.0132, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SYP based on timing:

Yearly Peak High 69 HRK

2019 Average 64 HRK

Yearly Trough Low 60 HRK

Transaction Impact: A difference of 9.54 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0138

0.0119

JanuMarcMayJulySeptNove

SYP to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0133, compared to 0.0125 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0133

H2 Avg (Jul–Dec) 0.0125

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0011 HRK (High: 0.0139 / Low: 0.0128). On the other end, October was the most stable month, with a tight range of 0.0002 HRK (High: 0.0127 / Low: 0.0125).

March Spread (Volatile) ±0.0011

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0133) against the same month in 2019 (average: 0.0128), the exchange rate shifted by +0.0005 (+4.25%).

2020 Avg (March) 0.0133

2019 Avg (March) 0.0128

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0131	0.0129	0.0130
February	0.0134	0.0130	0.0133
March	0.0139	0.0128	0.0133
April	0.0137	0.0135	0.0136
May	0.0137	0.0133	0.0135
June	0.0133	0.0130	0.0131
July	0.0131	0.0123	0.0128
August	0.0125	0.0123	0.0124
September	0.0127	0.0123	0.0125
October	0.0127	0.0125	0.0126
November	0.0127	0.0123	0.0125
December	0.0122	0.0120	0.0121