YEARLY HIGH
166.3958 CDF
YEARLY LOW
123.8242 CDF
YEARLY AVERAGE
152.2849 CDF

2025 SZL to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SZL to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 14, valuing the pair at 166.3958. Conversely, the yearly low was recorded on November 6, dropping to 123.8242.

This high-to-low spread represents a total annual volatility of 42.5716 CDF. From a start-to-finish perspective, comparing the January average rate of 152.3492 to the December average rate of 134.1856, the exchange rate registered a net change of -11.92% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 166.3958 was down 0.19% compared to the 2024 peak of 166.7152, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 831,979 CDF
2024 Average 769,332 CDF
Yearly Trough Low 619,121 CDF
Transaction Impact: A difference of 212,857.87 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

166.9341
125.2886
JanuMarcMayJulySeptNove

SZL to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 156.5839, compared to 147.9858 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 8.5981 points.

H1 Avg (Jan–Jun) 156.5839
H2 Avg (Jul–Dec) 147.9858

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 28.2135 CDF (High: 152.0857 / Low: 123.8723). On the other end, June was the most stable month, with a tight range of 3.3542 CDF (High: 163.6242 / Low: 160.2700).

October Spread (Volatile) ±28.2135
June Spread (Stable) ±3.3542

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 27.1922 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -27.1922

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 162.6733) against the same month in 2024 (average: 161.6991), the exchange rate shifted by +0.9742 (+0.60%).

2025 Avg (September) 162.6733
2024 Avg (September) 161.6991

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 158.7231 149.1373 152.3492
February 156.3187 151.1321 154.9749
March 158.7075 153.6003 157.1335
April 158.2663 147.1892 154.0530
May 162.7726 155.9610 158.9666
June 163.6242 160.2700 162.0264
July 165.6151 161.0010 163.4636
August 165.7264 159.4825 163.3523
September 166.3958 152.3062 162.6733
October 152.0857 123.8723 135.4811
November 133.0872 123.8242 128.7590
December 137.9276 130.1528 134.1856