YEARLY HIGH
1.5621 CZK
YEARLY LOW
1.3713 CZK
YEARLY AVERAGE
1.4690 CZK

2021 SZL to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SZL to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 17, valuing the pair at 1.5621. Conversely, the yearly low was recorded on December 31, dropping to 1.3713.

This high-to-low spread represents a total annual volatility of 0.1908 CZK. From a start-to-finish perspective, comparing the January average rate of 1.4232 to the December average rate of 1.4064, the exchange rate registered a net change of -1.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5621 was down 3.64% compared to the 2020 peak of 1.6211, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 7,811 CZK
2020 Average 7,077 CZK
Yearly Trough Low 6,857 CZK
Transaction Impact: A difference of 954.23 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5390
1.3943
JanuMarcMayJulySeptNove

SZL to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4774, compared to 1.4606 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0168 points.

H1 Avg (Jan–Jun) 1.4774
H2 Avg (Jul–Dec) 1.4606

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0812 CZK (High: 1.5244 / Low: 1.4433). On the other end, April was the most stable month, with a tight range of 0.0369 CZK (High: 1.5201 / Low: 1.4833).

October Spread (Volatile) ±0.0812
April Spread (Stable) ±0.0369

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0424 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0424

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 1.5269) against the same month in 2020 (average: 1.3840), the exchange rate shifted by +0.1429 (+10.32%).

2021 Avg (June) 1.5269
2020 Avg (June) 1.3840

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4657 1.3929 1.4232
February 1.4709 1.4201 1.4487
March 1.5053 1.4313 1.4685
April 1.5201 1.4833 1.5016
May 1.5158 1.4775 1.4953
June 1.5621 1.4937 1.5269
July 1.5263 1.4567 1.4960
August 1.4934 1.4273 1.4615
September 1.5226 1.4430 1.4841
October 1.5244 1.4433 1.4792
November 1.4657 1.4016 1.4368
December 1.4251 1.3713 1.4064