2018 SZL to GHS Historical Review

YEARLY HIGH

0.3859 GHS

YEARLY LOW

0.3055 GHS

YEARLY AVERAGE

0.3552 GHS

2018 SZL to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SZL to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 0.3859. Conversely, the yearly low was recorded on September 5, dropping to 0.3055.

This high-to-low spread represents a total annual volatility of 0.0803 GHS. From a start-to-finish perspective, comparing the January average rate of 0.3723 to the December average rate of 0.3456, the exchange rate registered a net change of -7.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.3859 was up 4.71% compared to the 2017 peak of 0.3685, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 1,929 GHS

2017 Average 1,654 GHS

Yearly Trough Low 1,528 GHS

Transaction Impact: A difference of 401.67 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.3828

0.3198

JanuMarcMayJulySeptNove

SZL to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3687, compared to 0.3416 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0271 points.

H1 Avg (Jan–Jun) 0.3687

H2 Avg (Jul–Dec) 0.3416

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.0425 GHS (High: 0.3480 / Low: 0.3055). On the other end, March was the most stable month, with a tight range of 0.0119 GHS (High: 0.3790 / Low: 0.3671).

September Spread (Volatile) ±0.0425

March Spread (Stable) ±0.0119

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0176 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0176

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.3776) against the same month in 2017 (average: 0.3372), the exchange rate shifted by +0.0404 (+11.97%).

2018 Avg (February) 0.3776

2017 Avg (February) 0.3372

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3837	0.3648	0.3723
February	0.3859	0.3653	0.3776
March	0.3790	0.3671	0.3740
April	0.3743	0.3577	0.3674
May	0.3745	0.3554	0.3645
June	0.3750	0.3427	0.3566
July	0.3649	0.3453	0.3575
August	0.3617	0.3240	0.3426
September	0.3480	0.3055	0.3250
October	0.3462	0.3222	0.3340
November	0.3617	0.3318	0.3451
December	0.3663	0.3337	0.3456